Fighting Insurance Delays and Denials
Insurance companies know that the fewer claims they pay, the more money they will make. Their objective is to make money.
For the insured person, the person who paid the premiums, that is difficult to understand. Didn't the insurance agent say they would be there for you? As an attorney, I hear from people who cannot understand why the insurance company refuses to pay a legitimate claim. My team and I have the experience and ability to fight back against insurance bad faith.
Free Consultation | No Fee Unless We Win
E-mail us or call us at (866) 765-8172 to discuss your denied or delayed insurance claim with an experienced Louisiana lawyer.
At the Cameron C. Gamble law firm in New Orleans, we believe in keeping the agreements you have made. If an insurance company agreed to insure your home, your car, your medical needs or anything else, that company has a legal and moral obligation to live up to that agreement.
- Adjusters are trained to delay and deny. Adjuster are told: Find a reason to deny the claim. Often when people are dealing with a loss such as a house fire or a car accident, a rejected claim is just one more difficult thing to deal with. The insurance company knows many people will give up at that point. A few will take them to court. Even if the company has to pay eventually, they feel they haven't lost anything.
- Courts now require punitive damages for insurance bad faith. Insurance bad faith has become so common, lawmakers and the courts have added on punitive damages. That means the insurance company has to pay the claim in full plus additional punitive damages if it was found guilty of purposely denying or delaying payment in bad faith. It is beginning to cost insurance companies millions of dollars in punitive damages.
- Delayed claims can cause significant losses for the insured person. If a health insurance company refuses to pay for treatment in a timely manner, slow payment can mean delayed treatment — and a threat to the insured person's health and life. When a company delays payment after a house fire, the family can suffer for months or years without an adequate place to live. Delayed insurance claim payments can put a business out of business.
Free consultation: E-mail us or call (866) 765-8172 to discuss how you were harmed by insurance bad faith.
When an insurance company refuse to pay a legitimate claim or when they withhold payment for an extended period of time, you deserve payment plus additional compensation for the damage caused by insurance bad faith. Contact us. We can help.
